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William J. La Croix

How do your MAXIMIZE your disability benefits?

Every so often a call comes in where the caller is on either Title XVI Supplemental Security Income [SSI] or Title II Social Security Disability Insurance [SSDI or DIB] benefits, usually SSI, and somebody they know has told them that one or the other is better or pays more.


The medical rules are the same for both programs. If you're on SSI it means that you were found disabled under Social Security's rules probably some time around the date that you applied for SSI -- keeping in mind that SSI only pays from the date of application or possible a later date based on medical evidence -- and you were uninsured for SSDI or DIB, that is, you had not paid into Social Security 5 of the 10 years for 20 of 40 credits to be insured for SSDI or DIB.


In short, Social Security is more than likely paying you everything you are entitle to receive based on 1) Medical Evidence, 2) the date you alleged you became disabled, and 3) your insured status for Title II Social Security Disability Insurance [SSDI or DIB] or lack thereof.


A great way to see what your eligibility is for any SSA benefits is to create an account at https://secure.ssa.gov/RIL/SiView.action.


(c) 2024 William J. La Croix, Attorney at Law




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